worker's compensation claims, the serious ones that often lead to permanent disability or long-term
care, involve issue of future medical care and treatment. When that happens,
it is important that you consider obtaining a stipulation agreement. This
type of agreement is necessary to protect your rights and guarantee that
you will be able to obtain future medical care as necessary.
Understanding Permanent Partial Disability Claims
Permanent partial disability (PPD) claims are actually the most common
type of workers' compensation cases, constituting more than half of
all workers' comp claims in the United States. The classification
of PPD requires some form of permanent impairment making the employee
unable to perform at his or her full capacity. However, PPD claims are
distinct from total disability claims where an employee is unable to work at all.
When a Stipulation Agreement Should be Considered
Most workers' compensation claims can be resolved by Stipulation. This
means that the parties (the employer and employee) stipulate to the degree
of the employee's disability, as well as the employee’s entitlement
to future medical care. These benefits are then covered by the employer’s
worker’s compensation insurance. A stipulation such as this is the
only way to protect your right to future medical treatment for your work-related
injury or illness.
Call us today to get started on your stipulation agreement
What a Stipulation Agreement Provides
A Stipulation Agreement will allow you to reopen your worker's comp
case within 5 years of your date of injury, if it is necessary to obtain
additional benefits for any new and additional disability related to your claim.
A Stipulation Agreement is Not a Settlement
A stipulation agreement is not the same as reaching a settlement with your
employer or its insurance adjuster. When you agree to a settlement, you
will not be allowed to reopen your claim or receive any future medical
treatment, unless there is a specific provision to that effect. So, if
you settle your worker's comp claim instead of entering into a stipulation,
you are waiving all future rights to benefits that are not expressly included
in the settlement agreement.
If you have questions regarding stipulations, settlements, or any other
workers’ compensation issues,
contact us online or by calling the Law Office of Cody R. Wix, LLC at (205) 381-4787.